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A Joyful Way to Look at Budgeting

For most people the “B-Word” (budgeting) conjures up feelings of deprivation and self-denial. As such, when it comes to deciding how to allocate your hard-earned cash, I far prefer a concept I call “joy-based spending” to traditional budgeting.

Here’s how it works. Instead of telling yourself all the things you shouldn’t spend money on, you focus on maximizing the amount of joy you get out of each dollar you do spend. Rather than allowing spending restraints to drain your will power and sap your serenity, you focus on deliberately increasing your happiness through targeted, deliberate spending.

Read the rest of the article on The Wall Street Journal.

 

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