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Market Insights

Wrapping Up One Year and Beginning Another

  • January 2nd, 2018
  • Market Insights

Financial check-ups much like medical check-ups serve an important purpose. To ignore either may place a person in peril.  So let’s get started: Are the provisions of your will current?  Do they accurately reflect your current intentions for disposing of your assets? Are your beneficiary designations for retirement plans, IRAs, life insurance, etc coordinated with… Read More

Food For Thought…

  • December 21st, 2017
  • Market Insights

“You only get one mind and one body. And it’s got to last a lifetime.  Now, it’s very easy to let them ride for many years. But if you don’t take care of that mind and that body, they’ll be a wreck forty years later, just like the car would be.”   — Warren  Buffett The food… Read More

How Investors Should Think About the Shutdown — Larry Swedroe

  • October 15th, 2013
  • Market Insights

Today we’ll continue our discussion on the shutdown by exploring further the emotions financial crises cause and the risky behavior that can be generated as a result. One of the reasons investors resort to risky behavior is because they either don’t have investment plans they can stick to, or if they have plans they don’t… Read More

How the Shutdown Affects Your Investment Plan — Larry Swedroe

  • October 15th, 2013
  • Market Insights

I’ve been getting many calls and emails from investors who are very concerned about the stock market, given the partial shutdown of the federal government and the looming crisis if the debt ceiling isn’t lifted. The concerns are typically greatest among older investors who not only remember the bear markets of 2000-02 and 2008, but… Read More

The Momentum Effect in the Stock Markets

  • October 14th, 2013
  • Market Insights

Jared Kizer is director of investment strategy for the BAM ALLIANCE. In 2008, Jared co-authored the book The Only Guide to Alternative Investments You’ll Ever Need with financial author Larry Swedroe. Jared has written several articles on topics including retirement planning and investment policy.

What You Should Know About Call Options

  • October 13th, 2013
  • Market Insights

A call option contract gives the holder the right, but not the obligation, to buy a security at a predetermined price (the strike price) on a specific date (European call) or during a specific period (American call). A call is “in the money” when the current price of the stock is trading above the strike price and “out of the money” when the reverse is true.

Understanding Interest Rate Movements

  • June 26th, 2013
  • Market Insights

Investors have been living with low interest rates from late 2008 through current times. Interest rates have been so low for so long that the recent upswing in rates caught many investors by surprise. From the beginning of the year through June 20, the 10-year Treasury rate went up by 0.67 percent from 1.75 percent… Read More

Looking for Bubbles Everywhere

  • May 14th, 2013
  • Market Insights

With the markets predominantly producing positive news so far this year, you would think that would have investors feeling optimistic. But are they? Carl Richards, director of investor education for the BAM ALLIANCE, senses what is known as the “wall of worry” on Wall Street — that the markets are doing well in spite of… Read More

The High Cost of Bad Advice

  • May 14th, 2013
  • Market Insights

In this article, we address why we believe the decision of hiring an advisor should not be based solely on fees. The quantity and quality of the services provided varies greatly from advisor to advisor. When you interview potential advisors, you should look for the advisor who gives the best advice and is the best… Read More


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